
Emergency Funds
We all know that the one thing that is guaranteed is uncertainty. We might not like it, but we don’t ever know what tomorrow will bring and it’s important to have a safety net in place when it brings the joy of unexpected costs!

Emergency Funds
Building a pot of money for the unexpected events in life is one of the essential things, especially if you plan on owning a property at any stage. We have had boiler breakdowns over Christmas, roof leaks in February followed by car breakdown in summer. None of which you plan for. Having a fund you can dip into is a relief.

Emergency Funds
We will look at the level of Emergency fund you need and whether this is kept in a bank account or a savings account or elsewhere. Emergency funds are the very foundation of starting to build capital for the future.
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